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• $50 Cash Back after your first purchase
• 3% bonus cash back offers in categories like gas, home improvement and department stores
• Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
• Up to an additional 20% cash back at select merchants when you shop online through Chase
• *See Card Terms & Conditions
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Chase FreedomSM Credit Card
Chase Freedom(SM) Credit Card
The Chase freedom(SM) credit card is a great credit card offered by JP Morgan Chase.
One of the great features of this credit card is its APR. The APR for the first twelve billing cycles is zero percent. However, after the first twelve billing cycles your APR changes from zero percent to10.99 % for elite pricing and 14.99% for premium pricing.
Another great feature that this credit card has is that if you transfer a balance from another credit card, then the APR for the first twelve billing cycles is zero percent. This can be a great way to pay off the balance of your other credit card at a great APR. We all know how difficult it can be to pay off credit card balances so this can be a huge cost savings to those who decide to make a balance transfer to their new Chase freedom credit card. The APR adjusts to 10.99% after the first twelve billing cycles for the elite pricing and 14.99% for the premium pricing. The cash advance APR is 20.99% for elite and premium pricing and there is a variable rate of 24.99% for standard pricing. As always with credit cards, there is a high default APR which is 28.99%.This rate is high to try and dissuade credit card users from defaulting on their credit card payments.
The Chase freedom credit card offers its users no annual membership fee. Many credit cards charge you an annual fee of around $39.00 so this is a great costs savings to have.
Chase also offers a rewards program for its Chase freedom credit card users. The way that the program works is that you accrue points based on the credit card purchases that you make. For example, you earn one base point for each $1.00 of net purchases. You earn three points for the top three bonus categories that you use the most. For most people these categories would probably be grocery stores, gas stations, and restaurants. It is great to be offered rewards for your credit card purchases because you can earn something while you purchase your day to day necessity items.
Chase freedom credit card has great account services. You can text Chase and find out your account balance, transaction history, due date etc. Chase also alerts you to suspicious account activity which will help to protect you from credit card fraud. You can also easily manage your credit card account online. You can set up your monthly payments, keep track of your statements and balances, and even monitor your reward points. You can even set up account alerts so you can have a text message or email sent to you to alert you when a payment is due, a payment has posted, or you have reached your credit limit or are close to reaching a certain spending amount.
The Chase freedom credit card offers its users great interest rates, rewards, and account services. This card is great for college students who need a great first credit card or people who just want a great credit card with competitive rates and great services. You should look into applying for a Chase freedom credit card; it is a great credit card to have.
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Introductory Offer
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Introductory Term
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Annual Fee
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Late Fee
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Credit Required
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0% Intro Apr*
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See Terms*
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None
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Label
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Good
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